Last fact-checked: October 18, 2026

TLDR: Yes, Vivint has a legitimate contract buyout program that can reimburse eligible customers up to $1,000 in early termination fees when switching from another residential alarm company, including ADT. However, Vivint does not simply pay off your old contract for you. You must receive a qualifying offer, install and activate your new Vivint system, cancel your former monitoring agreement, pay its termination fee, and submit documentation through VivintBuyout.com.

The deadline matters. According to the published promotion terms, qualifying claims must be submitted between 4 and 60 days after Vivint installation. Not every customer is automatically eligible, and unpaid equipment balances are not the same thing as early termination fees.

Disclosure: This article contains affiliate links. We may earn a commission if you purchase through them.

Switching home security companies should be straightforward. Unfortunately, existing contracts, equipment financing, cancellation charges, and promotional fine print can turn a simple upgrade into an expensive decision.

Vivint’s buyout program is designed to reduce one of those costs. But there are limitations that every prospective customer should understand before signing.

This guide explains how the program works, how much you could actually receive, what to do if your claim is denied, and whether accepting the offer makes financial sense.

Table of Contents

Does Vivint Buy Out Contracts From ADT and Other Security Companies?

Yes. Vivint offers a documented alarm system buyout promotion that reimburses qualifying early termination fees up to $1,000.

The official promotion terms identify Vivint Inc. as the sponsor and Elite Fulfillment Group as the company responsible for fulfilling reimbursements.

The program is intended for customers leaving another residential alarm monitoring provider and purchasing a new Vivint home security system.

That can include customers switching from ADT, Brinks, or another security company with an eligible monitoring agreement.

However, three important distinctions apply:

  1. It’s a reimbursement, not a direct payoff. You normally pay your former provider first and then submit proof to Vivint.
  2. The $1,000 amount is a ceiling, not guaranteed cash. Your actual reimbursement depends on the qualifying termination fee, the authorized offer, and approval.
  3. The promotion isn’t automatically available to everyone. An authorized Vivint representative must extend the qualifying buyout offer.

For example, if your old security company charges a $600 early termination fee, an approved claim could reimburse $600. You shouldn’t expect the remaining $400 of the advertised maximum simply because you qualify.

And if your former company charges $1,500 to cancel, the published promotion caps reimbursement at $1,000.

The source for these requirements is the official Vivint Buyout Promotion Terms and Conditions.

Considering switching your home security? Explore Vivint security options and ask whether you qualify for a contract buyout.

Vivint Buyout Program Requirements at a Glance

The following table summarizes the published requirements for the Vivint alarm system buyout promotion.

Program featureTerms and requirements
Maximum reimbursementUp to $1,000
PurposeReimbursement of qualifying competitor alarm monitoring early termination fees
Eligible locationUnited States, subject to restrictions
Minimum age18
Previous contractExisting residential alarm monitoring agreement with another company
New servicePurchased, installed, and activated Vivint system with professional monitoring
AuthorizationBuyout offer from an authorized Vivint sales representative
Claim windowAt least 4 days and no more than 60 days after installation
Required paperworkPrevious monitoring agreement and proof of termination fee payment
PaymentPrepaid debit card
FulfillmentManaged by Elite Fulfillment Group
ApprovalSubject to the promotion terms and Vivint’s eligibility decision

Important: These are the published program terms, not a guarantee that new offers are available in every location or sales channel. Vivint reserves the right to change the promotion.

Before committing to a new system, confirm that the buyout is available for your specific purchase and get its authorized amount documented.

How the Vivint Buyout Program Works: Step by Step

The process involves two separate companies: your old home security provider and Vivint.

One handles your cancellation. The other processes your potential reimbursement.

Keeping those obligations separate is the key to avoiding unexpected bills.

Step 1: Get Your Current Security Company’s Cancellation Quote

Start by contacting your existing provider and requesting a written payoff or cancellation quote.

Ask them to identify:

  • The early termination fee for ending professional monitoring.
  • Any unpaid equipment financing balance.
  • Final monitoring charges or outstanding invoices.
  • Whether an advance cancellation notice is required.
  • The date monitoring will actually stop.
  • Whether you must return leased equipment.

These charges aren’t necessarily interchangeable.

For instance, an ADT customer might owe an early termination fee for monitoring and a separate balance on financed equipment. Vivint’s published buyout terms specifically cover qualifying monitoring termination fees.

Do not assume the equipment balance is covered.

It also helps to determine whether your current agreement is nearly finished. If only a month remains, waiting until expiration could be simpler than filing a reimbursement claim.

Step 2: Confirm That Vivint Has Authorized Your Buyout

Ask a Vivint representative about the competitor contract buyout promotion before purchasing your new system.

You should get answers to four questions:

  1. Does my current provider and contract qualify?
  2. What is the maximum reimbursement authorized for my purchase?
  3. What documents will I need to submit?
  4. Will I receive an email confirming my buyout eligibility and instructions?

Get the offer in writing.

A verbal promise that Vivint will “take care of your old contract” isn’t precise enough. It doesn’t establish whether the representative means reimbursement, a discounted equipment package, a promotional credit, or something else.

Vivint also provides an official representative verification page where consumers can check identification information for company representatives.

This is particularly useful when dealing with an unsolicited door-to-door sales presentation.

Step 3: Install and Activate Your New Vivint System

The published buyout terms require the new Vivint system to be purchased, installed, and activated with professional monitoring.

That may involve a Vivint Smart Hub, entry sensors, motion detectors, cameras, and other compatible smart home equipment, depending on the package.

The system must be installed before the claim window begins.

Before ending your old monitoring service, consider having the new system installed and tested so your property isn’t left without professional monitoring.

That may mean a brief overlap in payments. Budget for it rather than assuming both companies will coordinate the transition automatically.

Step 4: Cancel Your Old Monitoring Contract and Pay the Termination Fee

Contact your former monitoring provider and complete its cancellation process.

Request a final statement identifying the early termination fee. Pay that fee and keep proof of payment.

Useful evidence includes:

  • The prior monitoring agreement.
  • An itemized final statement.
  • An invoice identifying the termination charge.
  • A receipt or payment confirmation.
  • Written confirmation that the old monitoring agreement has ended.

The official Vivint terms require a copy of the former monitoring agreement and proof of payment of the termination fee. Although the claim portal also references final bills, submitting both documents is the safer approach.

Make sure the customer’s name, the former provider, and the fee amount are clearly identifiable.

Step 5: Submit Your Claim Through VivintBuyout.com

Once you have the required documentation, visit VivintBuyout.com.

Follow the instructions associated with your authorized buyout offer and complete the online submission.

The terms require submission no earlier than day 4 and no later than day 60 after the installation date.

Don’t confuse this deadline with the date you cancel ADT or another provider. The program uses your new Vivint installation date as its reference point.

For example, if Vivint installs your system on November 1, the submission window begins four days later and ends 60 days after installation, subject to the official terms’ counting rules.

We recommend submitting well before the deadline. Waiting until the last day leaves little room to correct a rejected document or an incomplete application.

Keep screenshots of your submission, the confirmation email, and any claim reference number.

Step 6: Receive and Track Your Reimbursement

Approved reimbursements are fulfilled through a prepaid debit card rather than a direct payment to your former alarm company.

The official sources describe slightly different processing estimates:

  • The promotion terms state that the reimbursement will be loaded onto a card and mailed within 8 to 10 days after the requirements are properly completed.
  • The claim portal describes shipment within 7 to 10 business days after submission of the qualifying final bill.

Because the published descriptions differ, treat these figures as estimates rather than guaranteed delivery dates.

You can check your status through VivintBuyout.com or the tracking link supplied in your fulfillment email.

For problems with the reimbursement card, the published terms list Elite Fulfillment Group at 888-206-3849. The claim portal also lists 888-521-4919 and help@vivintbuyout.com for assistance.

How Much Will Vivint Actually Reimburse?

Here is where the advertised $1,000 buyout can become misleading if customers don’t read the requirements.

The program reimburses eligible early termination fees, up to its stated maximum.

It does not promise $1,000 for every qualifying customer.

The following examples assume your full qualifying fee is approved and the authorized offer allows reimbursement up to the published $1,000 ceiling.

Old provider’s qualifying termination feePotential Vivint reimbursementRemaining termination fee
$250$250$0
$600$600$0
$950$950$0
$1,200$1,000$200
$1,750$1,000$750

These are illustrative calculations, not actual customer quotes or guaranteed payouts. They exclude equipment balances and all other switching expenses.

Does the Buyout Cover Unpaid Equipment?

Not automatically.

Suppose your old provider presents this final bill:

ChargeAmount
Monitoring early termination fee$800
Remaining financed camera and equipment balance$650
Final unpaid monitoring charges$50
Total owed$1,500

Under the published Vivint buyout terms, the $800 monitoring termination fee is the clearly described reimbursable category.

The $650 equipment balance and $50 final monitoring bill are separate obligations.

If the $800 fee is approved in full, you’d still be responsible for the other $700, plus any applicable costs associated with your new Vivint system.

This distinction matters because equipment financing can represent a substantial portion of a home security customer’s remaining obligation.

What If the Sales Representative Promises More?

Ask for the exact offer terms and written confirmation.

Vivint representatives may discuss discounts, promotional equipment pricing, installation offers, or buyout reimbursement. These aren’t necessarily the same promotion, and you shouldn’t assume they can be combined.

If the paperwork conflicts with a verbal promise, address the discrepancy before signing.

Is VivintBuyout.com Legit or a Scam?

VivintBuyout.com is a legitimate program portal according to its published legal terms.

The website’s terms explicitly identify Vivint Inc. as the sponsor of the Vivint Alarm System Buyout Promotion.

They identify Trencent, LLC, doing business as Elite Fulfillment Group, as the fulfillment administrator.

That means a third-party business participates in processing reimbursements, but the promotion itself is sponsored by Vivint.

The distinction is important.

The presence of a third-party fulfillment company does not make the program fraudulent. Many companies outsource rebate and promotional card administration.

However, a legitimate program can still have eligibility restrictions, documentation requirements, and unsuccessful claims.

To reduce your risk:

  • Access the actual VivintBuyout.com domain rather than an unfamiliar lookalike website.
  • Confirm your offer with Vivint before switching.
  • Don’t pay an unsolicited individual to “release” or “unlock” your reimbursement.
  • Keep copies of uploaded documents.
  • Contact the official fulfillment administrator if a claim is delayed.
  • Never assume a reimbursement is guaranteed until you receive approval.

Why Do Some Vivint Buyout Complaints Involve Unexpected Bills?

One recurring concern in customer discussions is a mismatch between the offer described by a salesperson and the agreement or claim process that follows.

For example, public discussions about Vivint include customers reporting confusion over cancellations, financing obligations, and promised incentives.

Those reports are useful warning signs, but they are individual accounts and don’t establish that every customer experiences the same problems.

The practical lesson is straightforward: document the promise and verify the charges.

For additional perspective, see this discussion among Vivint customers on Reddit.

Vivint Buyout Not Received? What to Do If Your Claim Is Missing or Denied

A delayed reimbursement doesn’t necessarily mean your claim was rejected.

Before escalating, identify where the process stopped.

Problem 1: You Never Received the Buyout Email

Check your spam folder and confirm which email address your Vivint representative recorded.

If the offer was promised verbally, contact Vivint and ask whether the promotion was actually authorized on your account.

Request written confirmation of your eligibility and the authorized reimbursement amount.

Don’t assume that creating a Vivint account automatically enrolls you in the buyout program.

Problem 2: Your Documents Were Rejected

Review the uploaded paperwork carefully.

Common issues worth checking include an incomplete agreement, a final bill that doesn’t identify the termination fee, or proof of a payment that cannot be matched to the former provider.

The published terms require specific documentation, and incomplete submissions may be denied.

Ask the fulfillment administrator which requirement was not satisfied and whether corrected documentation can be submitted.

Problem 3: Your Claim Was Approved but the Card Hasn’t Arrived

Use the status link in your confirmation or fulfillment email.

Then contact Elite Fulfillment Group using the contact information on the official terms or portal.

Have your claim reference, installation date, submission date, and mailing address available.

A claim can also be denied if the mailing address is invalid or undeliverable.

Problem 4: Your Vivint Service Was Canceled or Became Delinquent

This is a particularly important restriction.

The published promotion terms state that you become ineligible for reimbursement, and the card can be rescinded, if you cancel Vivint service or your account becomes 30 days or more past due within 60 days of installation.

In other words, qualifying for the buyout doesn’t give you unrestricted access to the reimbursement regardless of what happens to your new service.

Read the conditions carefully before changing or canceling your Vivint agreement.

Problem 5: The Deadline Passed

The promotion requires submission within its designated claim window.

If you missed the deadline, contact the administrator and explain the circumstances. You can request a review, but the published terms do not guarantee an extension or an exception.

Save all correspondence in case you need to escalate a dispute.

Is the Vivint Buyout Program Worth It?

That depends on what you’re paying to leave and what you’re agreeing to purchase.

The buyout could eliminate a significant barrier to switching providers. But a $1,000 reimbursement isn’t automatically a $1,000 financial gain.

You must consider the total cost of the new agreement.

Consider the Full Cost of Switching to Vivint

Vivint offers professionally installed home security systems with features such as 24/7 monitoring, remote alerts, cameras, connected sensors, and smart home automation.

But the hardware and monitoring are separate expenses.

According to Vivint’s financing information, qualified customers may have access to equipment financing over 36 to 60 months. Vivint bills monitoring separately from financing provided by third-party lenders.

Customers who purchase their equipment upfront may choose month-to-month monitoring.

Before accepting a buyout offer, calculate:

Total switching cost = new equipment + installation + monitoring over the intended ownership period + unreimbursed old-provider charges.

Then compare that amount with staying under your current agreement.

For example, the Vivint package may include a Smart Hub, motion sensor, door and window sensors, cellular monitoring, and optional cameras. Adding a doorbell camera or outdoor cameras may increase the equipment price and potentially the monitoring plan cost.

Even if the buyout covers your old termination fee completely, a larger new equipment purchase could outweigh the immediate reimbursement.

What Should You Compare Before Signing?

QuestionWhy it matters
What is my old provider’s exact cancellation cost?Determines the potential reimbursement
Am I getting the full authorized buyout offer?The advertised ceiling may differ from your approved amount
What is the equipment purchase price?Financing can add a separate long-term obligation
What is my monthly monitoring charge?Determines recurring costs
How long is my new service agreement?Affects future cancellation flexibility
Are installation and activation included?Promotional pricing can differ
What happens if I move?Relocation may introduce additional costs
Can I use the equipment without monitoring?Some functionality depends on Vivint’s services

The best deal is not necessarily the system with the largest buyout promotion.

It’s the system that delivers the protection you need at a total cost you can afford.

Want to compare options? See Vivint’s home security offerings and request information about current pricing, financing, and buyout eligibility.

Does Vivint Require a Long-Term Contract After Buying Out Your Old One?

Not every Vivint purchase requires the same agreement.

This is another area where customers should distinguish between equipment financing and monitoring service.

Vivint offers month-to-month monitoring when customers purchase their equipment upfront.

Equipment financing, meanwhile, may require monthly payments over a longer period. Terms and eligibility vary by offer and financing partner.

A financed Vivint system can involve a separate loan agreement in addition to the monitoring agreement.

That means canceling monitoring doesn’t necessarily cancel what you owe on the equipment.

Vivint’s own explanation of home security contract types identifies equipment financing and monitoring agreements as separate obligations.

Ask for copies of both agreements.

If you want maximum cancellation flexibility, compare the upfront-purchase option with financing before choosing a package.

What If You Want Another Security Company to Buy Out Your Vivint Contract?

The phrase “Vivint buyout” has two different meanings.

Some people want Vivint to reimburse a competitor’s termination fee.

Others are already Vivint customers and want another company to pay what they owe Vivint so they can switch.

Those are completely different situations.

Vivint’s own buyout promotion does not pay customers to leave Vivint. It is designed for eligible customers joining Vivint from another alarm company.

If you’re trying to leave, contact prospective security providers and ask whether they offer any documented switching incentive or termination-fee reimbursement.

Do not assume ADT, SimpliSafe, or another company will pay off your Vivint agreement. Policies and promotional offers vary, and outstanding financed equipment may be excluded.

How Hard Is It to Get Out of a Vivint Contract?

Your options depend on the agreement you signed, how long you’ve had service, and whether you financed equipment.

Start by requesting:

  1. Your current Vivint monitoring agreement.
  2. The amount required to terminate monitoring.
  3. Any outstanding equipment financing balance.
  4. The cancellation notice requirements.
  5. Confirmation of whether your circumstances qualify for a special cancellation review.

Vivint acknowledges that cancellation fees and equipment return requirements may apply. Its official customer information also describes an Exceptions Review Team that may consider situations involving death, bankruptcy, assisted living, and other significant circumstances.

Military service and relocation may involve separate policies.

These are potential exceptions, not automatic waivers.

Can You Transfer Your Vivint Contract?

Vivint also maintains an account takeover policy that may help eligible customers transfer service to another person.

This can be relevant when selling a home with an installed Vivint security system.

A prospective buyer might prefer keeping an existing system rather than installing a new one.

However, transfer eligibility, approval, remaining obligations, and any fees must be confirmed directly with Vivint.

Review the Vivint account transfer policy and contact customer support before relying on a transfer to end your obligations.

Vivint Cancellation Rights and Consumer Protection

Security agreements should never be signed under pressure, especially when switching providers creates two separate financial commitments.

Under the FTC’s Cooling-Off Rule, qualifying sales made in a consumer’s home or certain other locations may be canceled within three business days.

The countdown generally starts from the covered sales transaction, not automatically from installation.

Not every sale is covered, and other contractual or state-specific cancellation rights may apply.

Vivint also announced a nationwide policy in 2023 providing a 60-calendar-day cancellation period for customers age 65 and older. Customers should confirm the applicable terms in their own agreement.

For context, Vivint has also faced regulatory action involving sales and financing practices. In 2021, the company agreed to a $20 million FTC settlement involving allegations that consumer credit reports were misused to obtain financing. That was a separate consumer protection matter, not a ruling that the buyout program itself is fraudulent.

The FTC’s Vivint settlement page provides additional information.

The practical safeguard is to read both agreements, verify the seller, and keep the promotional offer in writing.

Vivint Buyout Program FAQs

Does Vivint Buy Out ADT Contracts?

Yes, eligible ADT customers may qualify for reimbursement of early termination fees through Vivint’s buyout promotion. The published maximum is $1,000. Approval and the amount depend on the authorized offer, documented charges, and program requirements.

Does Vivint Pay ADT Directly?

No. The published promotion operates through reimbursement. Customers must cancel their former monitoring agreement, pay the qualifying termination fee, and submit the required documentation.

How Long Do You Have to Claim the Vivint Buyout?

The published terms require a claim submission at least four days and no more than 60 days after the new Vivint installation. Submit as early as practical within that window.

Can I Get $1,000 if My Cancellation Fee Is Only $300?

No. The promotion reimburses qualifying termination fees, subject to the approved amount and maximum. It is not a guaranteed $1,000 signing bonus.

Does Vivint Buy Out Brinks Contracts?

The published terms refer broadly to existing residential alarm monitoring agreements with other companies rather than promising universal eligibility for named competitors. Brinks customers should ask a Vivint representative whether their specific contract and cancellation charges qualify.

How Do I Check My Vivint Buyout Status?

Visit VivintBuyout.com and follow the claim or login instructions. You may also use the tracking link provided in the fulfillment email.

Is VivintBuyout.com an Official Vivint Website?

Its published terms identify Vivint Inc. as the promotion’s sponsor. Elite Fulfillment Group administers fulfillment. It is a legitimate Vivint-sponsored program portal, although individual claims remain subject to the stated requirements.

Does the Buyout Cover an Unpaid Equipment Loan?

The published promotion specifically describes reimbursement of early termination fees associated with the former monitoring agreement. Do not assume outstanding equipment loans are covered. Get written confirmation of any additional incentive.

What Happens if My Vivint Buyout Claim Is Denied?

Ask the fulfillment administrator for the specific reason. Check your eligibility, documentation, dates, and mailing information. Reimbursement is not guaranteed, and the published terms allow denial for failure to satisfy program requirements.

Can I Cancel Vivint After Receiving the Buyout Card?

The published terms state that reimbursement eligibility can be rescinded if Vivint service is canceled or the account becomes at least 30 days overdue within 60 days of installation. Separate monitoring and financing obligations may still apply if you cancel later.

Before You Sign: The Vivint Buyout Checklist

A contract buyout can make switching home security companies significantly easier. But only when the offer is real, the numbers work, and the customer completes the process correctly.

Before proceeding, make sure you have:

  • Requested a written cancellation quote from your current security company.
  • Separated the early termination fee from financed equipment and other charges.
  • Confirmed that Vivint has authorized a buyout for your purchase.
  • Obtained the reimbursement amount and terms in writing.
  • Reviewed the new Vivint monitoring and equipment financing agreements.
  • Budgeted for any upfront payment to your former provider.
  • Planned for the 4-to-60-day submission window.
  • Saved the previous monitoring agreement and proof of termination fee payment.
  • Confirmed how to check claim status and contact the administrator.
  • Compared the total long-term cost of Vivint against staying with your current provider.

The bottom line: Vivint’s buyout program is real, but it is not a blank check to erase every outstanding security-related debt. The advertised maximum is $1,000 in qualifying termination-fee reimbursement, with eligibility and documentation requirements.

Used properly, the promotion could substantially reduce the cost of switching.

Just make sure the new system, monitoring charges, and financing arrangement make sense even without the advertised maximum reimbursement.

Ready to explore your options?

Check Vivint home security packages and ask about current contract buyout availability.

Offers, prices, reimbursement eligibility, and program terms may change. Confirm current terms with Vivint before purchasing or canceling an existing alarm monitoring agreement.